01273 906706
., 174 Church Road, Hove, BN3 2DJ

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NEWS: Interest rates rise for first time in three years 

The Bank of England has raised interest rates for the first time in more than three years, in response to calls to tackle surging price rises.

The increase to 0.25% from 0.1% followed data this week that showed prices climbing at the fastest pace for 10 years.

It came despite fears the Omicron variant could slow the economy by causing people to spend less.

The Bank's action is set to increase the mortgage costs of some homeowners.

The decision by the Bank of England will add just over £15 to the typical monthly repayment for a tracker mortgage customer.

A standard variable rate mortgage-holder is likely to pay nearly £10 extra a month.

(read more here: https://www.bbc.co.uk/news/business-59682521)

Do you have a tracker mortgage and will now see your repayments rise? Are you worried that rising rates might affect your finances?

Is it time to Fix your mortgage repayments? Please call us to discuss all your options in more detail 


Mortgage Guarantee to help buyers with 5% deposit

A mortgage guarantee scheme to help people with small deposits get on the property ladder was announced in the Chancellors recent Budget.

The government will offer incentives to lenders, bringing back 95% mortgages which have "virtually disappeared" during the pandemic, the Treasury says.

The new mortgage scheme is not restricted to first-time buyers or new-build homes, but there will be a £600,000 limit.

(read more here: https://www.bbc.co.uk/news/uk-56218952)


Expert Advice

Getting a mortgage can be a challenging and complicated process. That’s why you need regular access to expert guidance, support and financial advice from people you know you can trust. Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way.

We're committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited and tailored to your individual circumstances and requirements.


'Refer a Friend' Scheme

As a valued client of ours you can receive vouchers of your choice when you refer a friend, family member or colleague to us (subject to our T&C's). Please call or email us for details.

When we review where our NEW business comes from, it is often from personal recommendations and referrals from our existing or previous clients.

Your experience working with Sussex Mortgage Services means so much and is very important to us.

Therefore, we decided to say thank you to all of our clients and reward them by means of our ‘Refer-a-Friend or Family’ scheme.

So, if you were happy with the way in which we have managed your expectations and your experience using our services, then PLEASE TELL YOUR FAMILY, FRIENDS and COLLEAGUES about Sussex Mortgage Services so that we can also help them!

Simply call us and give us your friends/family/colleagues details or contact us here with their details (quote; Refer a Friend).

Then, (upon completion of your friends/family/colleagues mortgage transaction), we will send you your chosen vouchers..........It's as simple as that!

Thank you from us all at SMS for recommending us, spreading the word and helping our business to grow. We really appreciate it.

Exclusive NHS Staff Benefits Scheme

We are very proud to be able to offer discounts to NHS Employees via the 'Staff Benefits' scheme. 

If you are already a member of 'Staff Benefits', please call us or contact us here to claim your discount. (quote; Staff Benefits/SMS/Discounts) 

If you are an NHS employee and not already a member of the 'Staff Benefits' scheme, you can sign up for FREE!. Please call us for further information on how to register to receive your SMS discount and also access to many more exclusive discounts from high street outlets and national brands!




Mortgage Finder

Search the whole market at your finger tips with our mortgage finder to find the latest up to date rates and products

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Mortgage Tables

Our mortgage tables can help you check the most competitive latest mortgage rates and lender product schemes available



Our calculators are designed to help give an indication of the approximate monthly payments and stamp duty costs.


1. Finding out about you and your needs

Our aim is to find out about you, your current situation, the type and cost of the property you would like to buy or remortgage. This will help assess your circumstances and show the best way to proceed.

2. Searching for the best product

Once we fully understand your personal situation, our experts will search through a comprehensive range of mortgages in the marketplace to find the right one to suit your needs.

3. Presenting you with the solution

Once we’re happy that we have the right solution for your needs, we’ll present this to you in an easy to understand document, and you can ask any questions that you may have.

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